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* The monthly payments shown for CareCredit's No Interest Payment Plans are the estimated payments to pay off the entire balance without interest within the set promotional period. The cardholder can pay off the entire balance at any time without any pre-payment penalty. Cardholders may also make low minimum monthly payments of 3% of the balance. However, interest is assessed from date of purchase after the promotional period has ended.
** The information is an estimate of the amount you must pay per month if you would like to make equal payments to pay off your promotional purchase within the promotional period. This estimate assumes that you do not make additional purchases, that you make the estimated monthly payment on the due date each month, and that you do not incur any additional fees (e.g. voluntary credit insurance, late fees, dishonored check fees, etc). You can always pay more than the estimated monthly payment; the more you pay each month, the quicker the balance will be repaid. Of course, subject to your Credit Limit and other terms in your Credit Card Agreement, you can make additional purchases. Please see your Credit Card Agreement for a full description of the terms governing your account.
*** If Capital One Healthcare Finance cannot approve you at their lowest rates within their standard program, you will be considered for plans with a range of APRs from 6.9% to 13.9%. For those people who cannot be approved at those rates, additional programs may be offered with rates not to exceed 23.9%. The APR and program available to you will be determined by the term you apply for and your credit rating.
